"We've been bringing families home for over 30 years"

Welcome to my California Website!

Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in California. I am currently serving all of Ventura County, Los Angeles and Orange County. I am a third generation Realtor that comes from a family of Realtors for over 30 years. From information on the local community, to advice about finding a mortgage or preparing your home to sell, it's all available here on my web site. Before moving to California my focus was on the Las Vegas market. I sold residential real estate and still continue to be active there. As a full service Real Estate family we specialize in relocating your family. You can also search for your ideal home by viewing current listings and access the MLS FREE with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in your area.

So whether you're buying or selling, feel free to contact me and I will be happy to help you with all your real estate needs. I currently work with Short Sales & (HAFA), Pre-Foreclosures, Foreclosures and REO's and will help you find one of these properties in Southern California.

Many clients ask me all the time what the differences between Short Sales, Pre-Foreclosures, Foreclosures and REO's so here is the breakdown on each.

Short Sales: A short sale occurs when a lender agrees to take less than the full loan payoff for an owner's property. Usually the owner has stop making payments on their homes for whatever reason.

Now there is a HAFA Short Sale program for sellers. HAFA is a government-subsidized Home Affordable Foreclosure Alternatives program for distressed homeowners to sell their homes to avoid foreclosure, even if the sales price is not enough to pay off their existing mortgage loans. Under HAFA, a participating lender will pre-approve the terms of a short sale and give the borrower at least 4 months to market and sell the property using a licensed real estate professional.

Pre-Foreclosure: A pre-foreclosure is a property prior to the Notice of Default (NOD) being filed. At this point, homeowners are already in default of their loan.

Foreclosure: Foreclosure is the process whereby the lender takes possession of the property. This means that the homeowners no longer have the property in their name as they still did in a short sale. Foreclosure properties are then auctioned at a Trustee Sale at the Court House in the County where the property resides.

REO: Abbreviation for Real Estate Owned properties. If no one purchases the property at the Trustee Sale, then the home becomes an REO property, owned by the bank. The banks want to sell these properties fast so they remove any liens on title and clear any other issues that many slow down the sale of the property. 

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Why Use Jane for all your Real Estate needs?

A true testimonial from one of her buyers.

Buyers

Whether you're looking for your first home, your dream home or an investment property, I'm committed to providing you with the highest quality buyer service. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the very best advice, both of which I can provide you with. Read more.

Sellers

The decision to sell a home is often dependent on many factors. Whatever your reasons are for selling, my proven effective marketing strategies will ensure that you get the highest possible price for your home. I guarantee to provide you with professional, ethical and confidential service and keep you fully informed every step of the way. Read more.